Credit Scores & Credit Reports

How The System REALLY Works and What You Can Do to Succeed in a Numbers Focused Credit System

How to REALLY understand the strange and obtuse world of credit scores and credit reports. From the basics to advanced topics… from scores and reports and how to read them, what makes them move, preventing identity theft and fraud and disputing errors, to credit repair and how insurance and mortgage companies see your scores… this book covers it all from an expert in the field.

Credit scores now run our financial lives from opening bank accounts to getting car and life insurance to mortgages and much more you don’t even know about. Even prospective employers pull your credit scores! SO, you had better understand what is in front and behind the curtain to best protect yourself and be able to secure credit in this number focused world.

Exposes the abuses within the system, the legal remedies, and why it is so important to go ahead and dispute errors as your employment, housing, and ability to do almost anything in life is dependent on your credit score (unless you have won the lottery and have plenty of cash to live on)! Plenty of fodder for further understanding of the issues of credit and why things do not get resolved as they should and what to do about it.

Credit Scores and Credit Reports provides the first thorough examination of the all-important, but little understood, credit scoring and credit reporting systems. The Third Edition of this highly-acclaimed book enables consumers to understand how both of these systems actually work, what they can do to improve their FICO scores and to ensure their credit reports are accurate

Biography

Even Hendricks is a privacy expert having been the Editor of the Privacy Times magazine since 1981… has testified before Congress multiple times… and has expert witness status on multiple issues including the Fair Credit Reporting Act.